Instant Decision Payday Loans

Apply for a payday loan online 24 hours a day

Apply for a payday loan 24/7

Do you want to borrow between £100 and £2,000* and get an instant decision?

Apply Now »
Representative APR 500.3% (variable)

Representative example: £100 borrowed for 3 months. Total amount repayable is £166.25 in 3 monthly instalments of £55.42. Interest charged is £66.25, interest rate 265.0% p.a. (variable).

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Apply for a payday loan in 3 simple steps

Apply online

Apply online for free, 24 hours a day with no faxes or phone calls. When you apply Monevo will search their panel of trusted lenders to see who can offer you a loan.

Sign your loan agreement

If a lender on the panel can offer you credit just sign the electronic agreement to accept their offer and proceed with your loan.

Get your money

Once you have signed your electronic loan agreement the lender will transfer the money direct to your bank account. (Within the hour if your bank supports faster payments.) Subject to lender's requirements and approval.

24 Hour payday loans with an Instant decision

Payday loans are an accessible and convenient form of credit. If you meet the lending requirements; even with a poor credit rating, with a payday loan you can borrow between £100 and £2,000 for up to 6 months that you can repay in instalments. This website operates 24 hours a day, 7 days a week, where you can apply for a loan online at any time and get an instant decision. We recommend that you use short term credit for financial emergencies, and that you only borrow as much as you can comfortably afford to repay. If you don’t make your loan repayments on time extra costs can be incurred.

Onestoploanshop.co.uk provides a 100% free online loan matching service with no hidden charges. We work with Monevo, who bring many of the UK’s leading short-term lenders under one roof. This can help you to improve your chances of getting a loan by filling out just one small online application form